Almost everyone misses a payment at some point in their life. If you just missed a payment, don’t beat yourself about it too much, because your interest rate will do it for you. Once you miss a payment, you’ll find that your interest rate goes up considerably. This can create an unfavourable financial situation. […]
You know that big stack of bills that you’ve been avoiding for the last few days? The bills that you’ve crammed into the desk, glove compartment, or the most random place you could find because you know that you don’t have the money to pay them. Although hiding them securely under a pile of dirty […]
Having allergies might seem primarily like a health complication. To a large extent, allergies do affect your health, but they can also affect your finances. The financial impact of allergies can be highly detrimental and not many folks who have allergies become aware of these effects until it’s too late and they find themselves scrambling […]
Spring Break is one of the best things about being a college student! After studying hard through your classes, you deserve a little vacay. The trouble is vacations can be expensive, but that’s no biggie. Here’s what you need to know about planning your finances to have an awesome and memorable Spring Break. Start Saving […]
Having a rainy day fund is always a good idea. Whether you’ve got thousands of dollars squirrelled away or only a few hundred, you’re on the right track. Still, think you don’t need a rainy day fund? Think again, you’re about to learn why having a rainy day (losing your job) fund is so important […]
The pandemic has driven millions of people stir-crazy. Sitting at home might be fine and dandy for a while, but it gets old faster than you think. So what happens once you’ve become bored out of your mind from staying cooped up at home for so long? There’s nothing like a little vacay to take […]
We’ve all had financial struggles at some point or another. Sure, some of us have a rich Uncle Reginald who can pay for your lifestyle without any qualms. Other folks, the majority of us, don’t have such luxurious opportunities and have to borrow money from Peter to pay Paul. The only trouble is that there […]
People try all kinds of crazy budgeting tricks, not only in recent years but since the dawn of finance more generally. Some of these tricks work, and many more of them don’t. Other budgeting tricks end up inflicting more damage and make more significant problems than the issues they were intended to solve. Here’s a […]
Remember that exciting day when you got your first credit card offer sent to you in the mail? That shiny plastic card gave the promise of freedom. The freedom to buy whatever you wanted, whenever you wanted. So maybe you went a little crazy with it? We all do; it happens. Then you start getting […]
The global pandemic of COVID-19 has brought a lot of changes, and many of them were unwelcome. These changes have put a tremendous and often unbearable amount of pressure on people and it’s brought many of them to the brink of their breaking point. That said, the pandemic has also brought some new opportunities […]
