Payday Loans
At Cash Advantage we understand that life happens and occasionally you come up a little short. Whether it’s an emergency expense, car repairs, money for bills, a night out, or just because – we understand. That’s why we’ve made getting a payday loan fast, easy, and hassle free.
Qualifications
- source of income
- active bank account
- 19 years old or older
Incomes Accepted
- Employment income
- Child tax benefit
- Canada pension
- Private pension
Requirements
- Minimum 3 months employment
- Online Bank Request – 90 days banking
- 4 Personal References
- PAD authorization
- Most recent paystub
- If an online loan and no direct deposit, see our FAQ for details
Borrow 30-50% of your net pay
- First time customers qualify for up to $300
- Existing customers qualify for up to $1500
15% Interest:
Total Payback on Payday:
How do I get a Payday Loan?
| Description | In-Store Loans | Online Loans |
|---|---|---|
| Fill out an application | Online In person | Online |
| Wait for your approval | In less than 20 minutes | Notified by email/phone |
| Fill out and sign contract | ||
| Receive your money | In cash | Email money transfer = instant |
| Repay your loan in full | Pre-authorized payment Cash or debit etransfer | Pre-authorized payment etransfer |
| Re-borrow | You're in and out in under 3 minutes. All we need is a paystub or bank statement. | Provide updated bank statement. Instant email money transfer sends you your cash. |